{"id":34520,"date":"2025-11-21T04:19:01","date_gmt":"2025-11-21T10:19:01","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=34520"},"modified":"2025-12-12T07:14:19","modified_gmt":"2025-12-12T13:14:19","slug":"flats-holiday-homes","status":"publish","type":"page","link":"https:\/\/bbrowndev.com\/uk\/private-client\/flats-holiday-homes\/","title":{"rendered":"Flats and Holiday Homes"},"content":{"rendered":"

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\n Cover That Travels With You\n <\/h1>\n\t

Specialist solutions for Flats and Holiday Homes<\/p>\n <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tRequest a Quote<\/span>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section][vc_row][vc_column]
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Overview<\/h3>\n
\n At Brown & Brown, we understand that many of our clients own more than one property – from elegant city flats to cherished coastal cottages and country retreats. Each home deserves carefully tailored protection that reflects its unique purpose and value. Whether you require contents-only insurance for a leasehold flat or comprehensive holiday home cover, we provide specialist solutions through trusted high-quality insurers. Our solutions are flexible, accommodating both private use and lettings, and can be arranged as an extension of your main residence policy or as a standalone plan. <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n[vc_empty_space][vc_column_text css=””]We also offer guidance and solutions for properties abroad, helping to make sure international homes receive the same attention to detail as those in the UK. With Brown & Brown, every home in your portfolio benefits from the same discreet, professional service and personal care, providing you with complete peace of mind wherever you live, work or relax.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]\n
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Ready to help minimise your risk and uncertainty?<\/p>\n

\n Fill In Our Quick Form Today for a Quote.\n <\/h2>\n\t\n <\/div>\t
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\n How We Can Help\n <\/h2>\n\t\n <\/div>[vc_column_text css=””]Owning multiple homes brings both pleasure and complexity. At Brown & Brown, we simplify the process by selecting insurance solutions that protect each of your properties with precision, flexibility and discretion. Whether you own a flat in town, a coastal cottage, a country retreat or an overseas villa, we help to find you cover that aligns seamlessly with your lifestyle and requirements.<\/p>\n

We work with leading insurers who specialise in high-value properties, offering comprehensive protection for buildings, contents, and personal liability. For leasehold flats, we can arrange contents-only cover, while for holiday homes we can select protection for buildings and contents, including for periods when the property is unoccupied or let to guests. Our specialist knowledge also extends to second homes abroad, where we navigate differing regulations and insurance practices on your behalf.<\/p>\n

Each policy can stand alone or be integrated into your main residence insurance, helping to improve efficiency and cost-effectiveness. We manage every detail, from valuation to claims, through a dedicated account manager who understands your property portfolio and priorities.<\/p>\n

At Brown & Brown, our goal is to protect your investments while making your insurance simple and stress-free. You\u2019ll benefit from bespoke advice, prompt claims handling and the confidence that each home, whether in the UK or overseas, is covered with the same exceptional care and personal attention.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”35348″ img_size=”full” alignment=”center” css=””][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_bottom=”pb-4″ full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1741088111883{background: #002855 url(https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” row_title=”New CTA”][vc_column width=”1\/2″]\n

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\n Solutions at
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\n Let\u2019s Find the Right Fit Together\n <\/h3>\n\t\n <\/div>[vc_column_text css=”” el_class=”text-white”]Every situation is different, and your insurance should reflect that. Let\u2019s connect and talk through options built with you in mind.[\/vc_column_text]\t
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Specialist insurance for flats, second homes and holiday properties – tailored for high-net-worth individuals who value flexibility, discretion and complete peace of mind wherever they own property.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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Comprehensive cover for city apartments, coastal cottages and overseas villas, arranged by specialists who understand the lifestyle and priorities of private clients.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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Protect your holiday homes and flats with Brown & Brown – bespoke insurance solutions for discerning clients, ensuring every property is covered with care, efficiency and exceptional service.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=”pt-0″ section_padding_bottom=”pb-0″ el_id=”form”][vc_row row_title=”50\/50 Text and Form”][vc_column width=”1\/2″]\n
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\n Request a Quote\n <\/h2>\n\t\n <\/div>[vc_empty_space height=”16px”][vc_column_text css=””]<\/p>\n
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  • Simple & Efficient \u2013 Request a quote now<\/li>\n
  • Trusted Advisors \u2013 Nationwide specialists<\/li>\n
  • Exceptional Service \u2013 Rated by real customers on Feefo<\/li>\n<\/ul>\n

    [\/vc_column_text][vc_raw_html css=””]JTNDYSUyMGhyZWYlM0QlMjJodHRwcyUzQSUyRiUyRnd3dy5mZWVmby5jb20lMkZyZXZpZXdzJTJGYnJvd24tYnJvd24tdWslMjIlMjB0YXJnZXQlM0QlMjJfYmxhbmslMjIlM0UlM0NpbWclMjBhbHQlM0QlMjJGZWVmbyUyMGxvZ28lMjIlMjBib3JkZXIlM0QlMjIwJTIyJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZhcGkuZmVlZm8uY29tJTJGYXBpJTJGbG9nbyUzRm1lcmNoYW50aWRlbnRpZmllciUzRGJyb3duLWJyb3duLXVrJTIyJTIwdGl0bGUlM0QlMjJTZWUlMjB3aGF0JTIwb3VyJTIwY3VzdG9tZXJzJTIwc2F5JTIwYWJvdXQlMjB1cyUyMiUyRiUzRSUzQyUyRmElM0U=[\/vc_raw_html][vc_single_image image=”35416″ img_size=”large” css=””][\/vc_column][vc_column width=”1\/2″][vc_raw_html css=””]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=”stretch_row” css=”.vc_custom_1762338825815{background-color: #EAEAEC !important;}”][vc_row row_title=”FAQs Accordion”][vc_column]\n

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    \n Your Questions, Answered\n <\/h2>\n\t\n <\/div>[vc_tta_accordion][vc_tta_section title=”What types of properties can you help me insure?” tab_id=”1764325516752-5b1eb686-ca36″][vc_column_text css=””]Brown & Brown provides bespoke insurance solutions for a wide range of properties, including leasehold flats, second homes, country cottages and overseas holiday residences. Whether your property is used privately, occasionally rented, or regularly let, we find insurance that suits its purpose. Our solutions can cover buildings, contents, accidental damage, public liability and loss of rent where relevant. We understand that each property is unique, so we work closely with trusted insurers to secure comprehensive protection that reflects your needs. With Brown & Brown, every home – whether in the city, countryside or abroad – receives specialist attention and dependable, discreet service.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Can I insure my holiday home as part of my main residence policy?” tab_id=”1759938794177-302328c1-6f89″][vc_column_text css=””]Yes. Many clients prefer to include their additional homes under the same policy as their main residence. This can simplify administration and often provide better overall value. However, we also offer standalone policies where it\u2019s more practical or cost-effective. Our team will review your specific circumstances and recommend the best structure for your cover. Whether your holiday home is in the UK or overseas, we make sure that it\u2019s protected to the same high standards as your primary residence, providing consistent service and complete peace of mind across your entire property portfolio.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”What cover is available for flats and apartments?” tab_id=”1759938794195-68a11cc8-923c”][vc_column_text css=””]For flats and apartments, we can arrange contents-only insurance if you don\u2019t own the freehold, so that your personal possessions, furnishings and valuables are protected. If you do own the property, we can select full buildings and contents cover, tailored to reflect your home\u2019s value and lifestyle. Additional options such as accidental damage, loss of rent, or legal liability can also be included.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Can Brown & Brown provide insurance solutions for overseas or international properties?” tab_id=”1759938794218-7c12178f-e307″][vc_column_text css=””]Yes. We are experienced in arranging insurance for clients with homes abroad, including villas, apartments and ski chalets. International property ownership can be complex, with local regulations, differing rebuild costs and language barriers. Our specialist knowledge ensures your overseas home is protected through reputable insurers who understand regional requirements. We coordinate all aspects of your cover, ensuring it integrates smoothly with your UK policies for consistency and ease of management. Whether your property is in France, Spain, Italy or further afield, we provide a reliable and discreet service to protect your global assets with confidence and care.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row row_title=”Feefo Carousel”][vc_column][vc_raw_html css=””]JTNDZGl2JTIwaWQlM0QlMjJmZWVmby1zZXJ2aWNlLXJldmlldy1jYXJvdXNlbC13aWRnZXRJZCUyMiUyMGNsYXNzJTNEJTIyZmVlZm8tcmV2aWV3LWNhcm91c2VsLXdpZGdldC1zZXJ2aWNlJTIyJTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

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