{"id":12723,"date":"2025-02-20T06:51:26","date_gmt":"2025-02-20T12:51:26","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=12723"},"modified":"2025-09-29T09:14:10","modified_gmt":"2025-09-29T14:14:10","slug":"property-owners","status":"publish","type":"page","link":"https:\/\/bbrowndev.com\/uk\/sme-business\/property-owners\/","title":{"rendered":"Property Owners"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image bg-brand-dark-blue bg-overlay\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/02\/PropertyOwners-AdobeStock-Header.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    \n    <h1 class='text-white    '>\n      Property Owners\n    <\/h1>\n\t<p class='text-white subheading'>Safeguard Your Premises with Tailored Insurance for Property Owners\/Landlord<\/p>\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t\t\t<a class='btn btn-brand-green  btn-angle'\n\t\t\t\t\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section][vc_row][vc_column]  <div class=\"container overlapping-image-container content-right\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/02\/PropertyOwners-AdobeStock-Image1.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-6\">\n        <div class=\"content-column--inner\">\n                      <h3>Overview<\/h3>\n                    <div class=\"content-column--content \">\n            Property Owners have a requirement to sufficiently insure the buildings they own and let \/ rent out, and a legal obligation to maintain safe premises for their tenants and mitigate any potential risks to visitors and the public near their property. There are also additional potential risks to consider. Property Owners Insurance or sometimes referred to as Landlord Insurance, can provide essential coverage to help mitigate these risks. As a landlord or owner of a buy-to-let property, it is crucial to ensure you have sufficient protection against possible claims and compensation risks.          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n[\/vc_column][\/vc_row][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Ready to help minimise your risk and uncertainty?<\/p>\n    <h2 class='text-brand-blue   text-bold h2'>\n      Request a Quote.\n    <\/h2>\n\t\n  <\/div>\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Contact Us<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221; css=&#8221;.vc_custom_1694604250735{background-color: #eaeaec !important;}&#8221;][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      How We Can Help\n    <\/h2>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221;]If you own any type of property, whether it be an office block, industrial units, block of flats, or a collection of houses or single residential let property, the knowledgeable team at Brown &amp; Brown can help to provide you with specialist assistance in securing sufficient insurance coverage and protection for your buildings.<\/p>\n<p>We understand that the cover you choose will depend on your circumstances, and our team at Brown &amp; Brown will take the time to understand these needs and ensure that the cover provided meets your specific requirements. If you have any questions or want to explore your options, please contact the team.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;12724&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Typically Covered&#8221; style=&#8221;simple&#8221; css=&#8221;&#8221;]<\/p>\n<ul>\n<li><strong>Buildings Insurance<\/strong> \u2013 Buildings Insurance compensates for the expenses of reconstructing or repairing structures following damage caused by perils such as fire, theft, flood, for example.<\/li>\n<li><strong>Loss of Rent Cover<\/strong> \u2013 When you lease a property, there is a chance you may lose your rental earnings if your tenant must move out due to an incident covered by insurance.<\/li>\n<li><strong>Public Liability Cover<\/strong> \u2013 This coverage is designed to shield property owners from expenses associated with injuries or damage suffered by the public while on your premises.<\/li>\n<li><strong>Employers Liability<\/strong> \u2013 This is to cover you for your Legal Liability if you have people working for you e.g. Gardeners or Property Maintenance.<\/li>\n<li><strong>Other Additional Covers<\/strong> \u2013 There are other additional covers available that we can discuss with you depending on your individual circumstances.<\/li>\n<\/ul>\n<p>[\/vc_toggle][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Not Typically Covered&#8221; style=&#8221;simple&#8221; css=&#8221;&#8221;]<\/p>\n<ul>\n<li>Wear and tear<\/li>\n<li>Flaking paint, rust and other age-related issues<\/li>\n<li>Theft not involving a break in<\/li>\n<\/ul>\n<p>[\/vc_toggle][\/vc_column][\/vc_row][\/vc_section][vc_row el_id=&#8221;form&#8221;][vc_column]\n  <div class='content-heading text-center 100%  '>\n    \n    <h1 class='text-brand-blue   text-bold h1'>\n      Request a Quote\n    <\/h1>\n\t\n  <\/div>[vc_raw_html css=&#8221;&#8221;]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221;][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled content-heading--ruled-brand-blue'>\n    \n    <h2 class='text-brand-blue    h2'>\n      Explore Other Solutions\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/02\/AdobeStock_66218624-scaled.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/flats\/\" target=\"\"><span class=\"sr-only\">Flats<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/flats\/\" target=\"\">Flats<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/02\/Office-AdobeStock-Header.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/office\/\" target=\"\"><span class=\"sr-only\">Office<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/office\/\" target=\"\">Office<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/02\/Retail-Adobe-Stock-Header.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/retail-shop\/\" target=\"\"><span class=\"sr-only\">Retail\/Shop<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/retail-shop\/\" target=\"\">Retail\/Shop<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][\/vc_column][\/vc_row][vc_section][vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221; css=&#8221;.vc_custom_1694604250735{background-color: #eaeaec !important;}&#8221;][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;&#8221;]If you own any type of property, whether it be an office block, industrial units, block of flats, or a collection [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":12732,"parent":12647,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-12723","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Property Owners | Brown &amp; 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