{"id":12680,"date":"2025-02-19T20:51:07","date_gmt":"2025-02-20T02:51:07","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=12680"},"modified":"2025-12-09T11:07:28","modified_gmt":"2025-12-09T17:07:28","slug":"directors-officers","status":"publish","type":"page","link":"https:\/\/bbrowndev.com\/uk\/corporate\/directors-officers\/","title":{"rendered":"Directors &#038; Officers"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image bg-brand-dark-blue bg-overlay\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/02\/AdobeStock_437120846-scaled.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    \n    <h1 class='text-white    '>\n      Directors &amp; Officers (D&amp;O)\n    <\/h1>\n\t<p class='text-white subheading'>Protecting Your Leadership Team from Management Liability &amp; Associated Risks<\/p>\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t\t\t<a class='btn btn-brand-green  btn-angle'\n\t\t\t\t\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section][vc_row][vc_column]  <div class=\"container overlapping-image-container content-right\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/08\/AdobeStock_522187230-scaled.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-6\">\n        <div class=\"content-column--inner\">\n                      <h3>Overview<\/h3>\n                    <div class=\"content-column--content \">\n            In any business, there is the potential for individuals in key positions within the organisation to face compensation claims. This is why a Directors and Officers (D&amp;O) Insurance (also known as Management Liability Insurance) policy is crucial, as it offers protection against even the most severe circumstances that may arise. This policy can also help to safeguard the personal assets of corporate directors and officers, in the event they face personal lawsuits from employees, vendors, competitors, investors, customer or other parties, for proved or alleged wrongful acts in managing the company.<\/p>\n<p>The primary purpose of Directors and Officers Insurance is to offer financial security to senior executives confronted with accusations of \u2018wrongful acts.\u2019 These &#8216;wrongful acts&#8217; encompass a range of actions such as breach of trust or duty, negligence, errors, misleading statements, or wrongful trading, carried out by senior personnel representing your company. These actions, whether actual or alleged, can expose senior staff to financial risks.          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n[\/vc_column][\/vc_row][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Ready to help minimise your risk and uncertainty?<\/p>\n    <h2 class='text-brand-blue   text-bold h2'>\n      Request a Quote.\n    <\/h2>\n\t\n  <\/div>\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Contact Us<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221; css=&#8221;.vc_custom_1694604250735{background-color: #eaeaec !important;}&#8221;][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      How We Can Help\n    <\/h2>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221;]The team at Brown &amp; Brown could help to protect your position as a director, partner, board member or officer of a company, by offering Comprehensive Insurance Cover for Directors and Officers. In the absence of adequate coverage, a single claim or accusation may result in personal financial risk and legal obligations. Consequently, it is vital to recognise the significance of having an adequate D&amp;O Insurance policy to provide vital protection for your business and yourself, and key members of the organisation amidst unexpected situations.<\/p>\n<p>We understand that the cover you choose will depend on your circumstances, and our team at Brown &amp; Brown will take the time to understand these needs and ensure that the cover provided meets your specific requirements. If you have any questions or want to explore your options, please contact the team.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;12912&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Typically Covered&#8221; style=&#8221;simple&#8221; css=&#8221;&#8221;]<\/p>\n<ul>\n<li>Directors &amp; Officers Liability \u2013 pay financial losses made against the individual including Company reimbursement if applicable.<\/li>\n<li>Employment Practice Liability \u2013 pay loss caused by an employee alleging an employment practice wrongful act.<\/li>\n<li>Company (Corporate) Legal Liability \u2013 protection for the Company including defence &amp; investigation costs.<\/li>\n<li>Ancillary Covers \u2013 There are other additional covers available that we can discuss with you depending on your individual circumstances.<\/li>\n<\/ul>\n<p>[\/vc_toggle][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Not Typically Covered&#8221; style=&#8221;simple&#8221; css=&#8221;&#8221;]<\/p>\n<ul>\n<li>Lawsuits between directors and officers of the same business<\/li>\n<li>Fraud<\/li>\n<li>Criminal Activities<\/li>\n<\/ul>\n<p>[\/vc_toggle][\/vc_column][\/vc_row][\/vc_section][vc_row el_id=&#8221;form&#8221;][vc_column]\n  <div class='content-heading text-center 100%  '>\n    \n    <h1 class='text-brand-blue   text-bold h1'>\n      Request a Quote\n    <\/h1>\n\t\n  <\/div>[vc_raw_html css=&#8221;&#8221;]JTNDZGl2JTBEJTBBJTBEJTBBZGF0YS1mb3JtLWlkJTNEJTI3MTI4ZWRlNTYtMDRmNS1lZjExLWJlMWYtN2MxZTUyODczZjQ4JTI3JTBEJTBBJTBEJTBBZGF0YS1mb3JtLWFwaS11cmwlM0QlMjdodHRwcyUzQSUyRiUyRnB1YmxpYy1ldXIubWt0LmR5bmFtaWNzLmNvbSUyRmFwaSUyRnYxLjAlMkZvcmdzJTJGMThlNzgxNzQtODcyMi00NWY0LTllODUtM2QwODllYjUxYjFmJTJGbGFuZGluZ3BhZ2Vmb3JtcyUyNyUwRCUwQSUwRCUwQWRhdGEtY2FjaGVkLWZvcm0tdXJsJTNEJTI3aHR0cHMlM0ElMkYlMkZhc3NldHMtZXVyLm1rdC5keW5hbWljcy5jb20lMkYxOGU3ODE3NC04NzIyLTQ1ZjQtOWU4NS0zZDA4OWViNTFiMWYlMkZkaWdpdGFsYXNzZXRzJTJGZm9ybXMlMkYxMjhlZGU1Ni0wNGY1LWVmMTEtYmUxZi03YzFlNTI4NzNmNDglMjclMjAlM0UlM0MlMkZkaXYlM0UlMEQlMEElMEQlMEElM0NzY3JpcHQlMjBzcmMlMjAlM0QlMjAlMjdodHRwcyUzQSUyRiUyRmN4cHB1c2ExZm9ybXVpMDFjZG5zYTAxLWVuZHBvaW50LmF6dXJlZWRnZS5uZXQlMkZldXIlMkZGb3JtTG9hZGVyJTJGRm9ybUxvYWRlci5idW5kbGUuanMlMjclMjAlM0UlM0MlMkZzY3JpcHQlM0UlMEQlMEElMEQlMEElM0NzY3JpcHQlM0Vkb2N1bWVudC5kb2N1bWVudEVsZW1lbnQubGFuZyUyMCUzRCUyMG5hdmlnYXRvci5sYW5ndWFnZSUzQiUzQyUyRnNjcmlwdCUzRQ==[\/vc_raw_html][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221;][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled content-heading--ruled-brand-blue'>\n    \n    <h2 class='text-brand-blue    h2'>\n      Explore Other Solutions\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/02\/Claims-Management-Header-Adobe-Stock.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/employers-liability\/\" target=\"\"><span class=\"sr-only\">Employers' Liability<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/employers-liability\/\" target=\"\">Employers' Liability<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/02\/AdobeStock_198706511-scaled.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/business\/\" target=\"\"><span class=\"sr-only\">Business<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/business\/\" target=\"\">Business<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/02\/Cyber-Adobe-Stock-Header.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/cyber\/\" target=\"\"><span class=\"sr-only\">Cyber Risk<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/bbrowndev.com\/uk\/sme-business\/cyber\/\" target=\"\">Cyber Risk<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][\/vc_column][\/vc_row][vc_section][vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221; css=&#8221;.vc_custom_1694604250735{background-color: #eaeaec !important;}&#8221;][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;&#8221;]The team at Brown &amp; Brown could help to protect your position as a director, partner, board member or officer of [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":12908,"parent":12142,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-12680","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Directors &amp; 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