{"id":8068,"date":"2025-04-04T09:55:14","date_gmt":"2025-04-04T14:55:14","guid":{"rendered":"https:\/\/www.bbrown.com\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-june-2023\/"},"modified":"2025-04-04T13:13:07","modified_gmt":"2025-04-04T18:13:07","slug":"health-welfare-benefit-plans-plan-year-change-considerations-april-2025","status":"publish","type":"insight","link":"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/","title":{"rendered":"Health &#038; Welfare Benefit Plans: Plan Year Change Considerations | April 2025"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image hero--background-image-blur\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/bbrowndev.com\/wp-content\/uploads\/2023\/07\/AdobeStock_215665149-5.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    <p class='text-white subheading'>Regulatory and Legislative Strategy Group<\/p>\n    <h1 class='text-white    '>\n      Health &amp; Welfare Benefit Plans: Plan Year Change Considerations | April 2025\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h1 class='text-brand-blue    h2'>\n      Health &amp; Welfare Benefit Plans: Plan Year Change Considerations | April 2025\n    <\/h1>\n\t\n  <\/div>[vc_column_text]When a plan sponsor decides to change the plan year for their health and welfare benefit programs, numerous compliance items should be considered, including but not limited to those issues identified in the chart below. Plan sponsors should consult with their employee benefits attorney before making such a decision and for specific recommendations on compliance considerations related to plan year changes.<\/p>\n<p>Use our checklist:[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='https:\/\/bbrowndev.com\/wp-content\/uploads\/2025\/04\/Plan-Year-Change-Considerations-2025.pdf' target='_blank' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Continue Reading<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2348&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_circle_2&#8243;][vc_separator border_width=&#8221;2&#8243; el_width=&#8221;60&#8243;][vc_column_text]<\/p>\n<h6 style=\"text-align: center;\">Regulatory and Legislative Strategy Group<\/h6>\n<p>[\/vc_column_text]\t<div class='wpb_content_element text-center btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-dark-blue  '\n\t\t\t\thref='\/us\/contact\/contact-general\/' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Connect Now<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text]When a plan sponsor decides to change the plan year for their health and welfare benefit programs, numerous compliance items should be considered, including but not limited [&hellip;]<\/p>\n","protected":false},"author":66,"featured_media":7870,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"insight_category":[31,73],"class_list":["post-8068","insight","type-insight","status-publish","has-post-thumbnail","hentry","insight_category-employee-benefits","insight_category-regulatory-and-legislative-strategy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Health &amp; Welfare Benefit Plans: Plan Year Change Considerations | April 2025 - Brown &amp; Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health &amp; Welfare Benefit Plans: Plan Year Change Considerations | April 2025\" \/>\n<meta property=\"og:description\" content=\"[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text]When a plan sponsor decides to change the plan year for their health and welfare benefit programs, numerous compliance items should be considered, including but not limited [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/\" \/>\n<meta property=\"og:site_name\" content=\"Brown &amp; Brown\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-04T18:13:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bbrowndev.com\/wp-content\/uploads\/2023\/07\/AdobeStock_215665149-5-1024x637.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"637\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/\",\"url\":\"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/\",\"name\":\"Health & Welfare Benefit Plans: Plan Year Change Considerations | April 2025 - Brown &amp; Brown\",\"isPartOf\":{\"@id\":\"https:\/\/bbrowndev.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/bbrowndev.com\/wp-content\/uploads\/2023\/07\/AdobeStock_215665149-5.jpeg\",\"datePublished\":\"2025-04-04T14:55:14+00:00\",\"dateModified\":\"2025-04-04T18:13:07+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/#breadcrumb\"},\"inLanguage\":\"en-ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ca\",\"@id\":\"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/#primaryimage\",\"url\":\"https:\/\/bbrowndev.com\/wp-content\/uploads\/2023\/07\/AdobeStock_215665149-5.jpeg\",\"contentUrl\":\"https:\/\/bbrowndev.com\/wp-content\/uploads\/2023\/07\/AdobeStock_215665149-5.jpeg\",\"width\":7696,\"height\":4785,\"caption\":\"Businessman working on laptop at office room of design ideas. Vintage tone.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bbrowndev.com\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insights\",\"item\":\"https:\/\/bbrowndev.com\/ca\/news-events\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Health &#038; Welfare Benefit Plans: Plan Year Change Considerations | April 2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bbrowndev.com\/ca\/#website\",\"url\":\"https:\/\/bbrowndev.com\/ca\/\",\"name\":\"Brown &amp; Brown\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/bbrowndev.com\/ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bbrowndev.com\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-ca\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/bbrowndev.com\/ca\/#organization\",\"name\":\"Brown &amp; Brown\",\"url\":\"https:\/\/bbrowndev.com\/ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-ca\",\"@id\":\"https:\/\/bbrowndev.com\/ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/bbrowndev.com\/wp-content\/uploads\/2021\/12\/cropped-BBRetail002-RGBrevs.png\",\"contentUrl\":\"https:\/\/bbrowndev.com\/wp-content\/uploads\/2021\/12\/cropped-BBRetail002-RGBrevs.png\",\"width\":1000,\"height\":136,\"caption\":\"Brown &amp; Brown\"},\"image\":{\"@id\":\"https:\/\/bbrowndev.com\/ca\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Health & Welfare Benefit Plans: Plan Year Change Considerations | April 2025 - Brown &amp; Brown","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/","og_locale":"en_US","og_type":"article","og_title":"Health & Welfare Benefit Plans: Plan Year Change Considerations | April 2025","og_description":"[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text]When a plan sponsor decides to change the plan year for their health and welfare benefit programs, numerous compliance items should be considered, including but not limited [&hellip;]","og_url":"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/","og_site_name":"Brown &amp; Brown","article_modified_time":"2025-04-04T18:13:07+00:00","og_image":[{"width":1024,"height":637,"url":"https:\/\/bbrowndev.com\/wp-content\/uploads\/2023\/07\/AdobeStock_215665149-5-1024x637.jpeg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/","url":"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/","name":"Health & Welfare Benefit Plans: Plan Year Change Considerations | April 2025 - Brown &amp; Brown","isPartOf":{"@id":"https:\/\/bbrowndev.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/#primaryimage"},"image":{"@id":"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/#primaryimage"},"thumbnailUrl":"https:\/\/bbrowndev.com\/wp-content\/uploads\/2023\/07\/AdobeStock_215665149-5.jpeg","datePublished":"2025-04-04T14:55:14+00:00","dateModified":"2025-04-04T18:13:07+00:00","breadcrumb":{"@id":"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/#breadcrumb"},"inLanguage":"en-ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/"]}]},{"@type":"ImageObject","inLanguage":"en-ca","@id":"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/#primaryimage","url":"https:\/\/bbrowndev.com\/wp-content\/uploads\/2023\/07\/AdobeStock_215665149-5.jpeg","contentUrl":"https:\/\/bbrowndev.com\/wp-content\/uploads\/2023\/07\/AdobeStock_215665149-5.jpeg","width":7696,"height":4785,"caption":"Businessman working on laptop at office room of design ideas. Vintage tone."},{"@type":"BreadcrumbList","@id":"https:\/\/bbrowndev.com\/ca\/insight\/health-welfare-benefit-plans-plan-year-change-considerations-april-2025\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bbrowndev.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Insights","item":"https:\/\/bbrowndev.com\/ca\/news-events\/"},{"@type":"ListItem","position":3,"name":"Health &#038; Welfare Benefit Plans: Plan Year Change Considerations | April 2025"}]},{"@type":"WebSite","@id":"https:\/\/bbrowndev.com\/ca\/#website","url":"https:\/\/bbrowndev.com\/ca\/","name":"Brown &amp; Brown","description":"","publisher":{"@id":"https:\/\/bbrowndev.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bbrowndev.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-ca"},{"@type":"Organization","@id":"https:\/\/bbrowndev.com\/ca\/#organization","name":"Brown &amp; Brown","url":"https:\/\/bbrowndev.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-ca","@id":"https:\/\/bbrowndev.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/bbrowndev.com\/wp-content\/uploads\/2021\/12\/cropped-BBRetail002-RGBrevs.png","contentUrl":"https:\/\/bbrowndev.com\/wp-content\/uploads\/2021\/12\/cropped-BBRetail002-RGBrevs.png","width":1000,"height":136,"caption":"Brown &amp; Brown"},"image":{"@id":"https:\/\/bbrowndev.com\/ca\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/bbrowndev.com\/ca\/wp-json\/wp\/v2\/insight\/8068","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bbrowndev.com\/ca\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bbrowndev.com\/ca\/wp-json\/wp\/v2\/types\/insight"}],"author":[{"embeddable":true,"href":"https:\/\/bbrowndev.com\/ca\/wp-json\/wp\/v2\/users\/66"}],"version-history":[{"count":0,"href":"https:\/\/bbrowndev.com\/ca\/wp-json\/wp\/v2\/insight\/8068\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bbrowndev.com\/ca\/wp-json\/wp\/v2\/media\/7870"}],"wp:attachment":[{"href":"https:\/\/bbrowndev.com\/ca\/wp-json\/wp\/v2\/media?parent=8068"}],"wp:term":[{"taxonomy":"insight_category","embeddable":true,"href":"https:\/\/bbrowndev.com\/ca\/wp-json\/wp\/v2\/insight_category?post=8068"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}